Bajaj Allianz General Insurance Co. Ltd.

Car Insurance – This policy not just provides cover against accidental damage and theft, but also lets you customize your policy by choosing from the host of add-on covers available. Some of these include Depreciation Shield (protection from depreciating value of the car during claims), 24×7 Roadside Assistance (one stop support for roadside emergencies such as towing, flat tyre change, battery jumpstart among others). With an extensive tie-up with network of over 4000 garages providing cashless claim settlements and the On The Spot (OTS) facility and get a claim settlement within in 20 minutes, this is truly an policy that cares for you in your time of need.

Long term Two wheeler insurance – Give your bike extensive coverage against damages caused due to personal accident, theft, calamities and third party. Additionally, benefit from services such as On the Spot (OTS) and get instant claims settlement within 20 minutes via our mobile app and get cashless settlement services with an extensive network of +4000 garages. We give you the option of further strengthening your coverage with quality add on covers such and engine protector (which keeps you financially protected against any repair cost in case of a damaged engine and/or its parts), consumable expenses, 24×7 Roadside assistance amongst others. One can opt for a long term two wheeler insurance for 3 years and be protected for a longer time which also ensures benefits such as No claim Bonus and hikes in premium rates.

With the growing new age risks and crimes on the internet, Bajaj Allianz Individual Cybersafe Insurance protects you against ten potential threats under one single policy. It cares for you when you face emergent cases of Social Media harassment, Identity theft, Malware, Email spoofing and many more such scenarios. The policy cover also includes additional benefits such as psychological counselling and IT consultancy services.

Prime Minister’s Fasal Bima Yojna (PMFBY) and Weather based crop insurance are the covers available under this category. These safeguard the interests of the farmers by securing them against risks such as adverse seasonal conditions, non-preventable risks, unseasonal rains which affect post-harvest returns, depending on the plan chosen. Covers are available for loanee and non-loanee farmers

Mediclaim insurance, top-up insurance, critical illness, personal accident, hospital cash are a few examples of policies available under health insurance. Over & above securing your health, these policies also offer you a tax benefit under Sec 80D. Some of the key product highlights are :

Health Guard – A cashless mediclaim policy where you can opt for an individual sum insured or a floater cover. The SI ranges from Rs 1.5 lacs to Rs. 50 lacs and the individual health guard allows you to include your extended family as well. The cover provides an option to reinstate your Sum Insured, covers all day care procedures, provides lifelong renewal and policy term option of 1, 2 and 3 years. You can also settle claims easily via the CDC feature (Claim by Direct Click), where claims up to Rs. 20,000 can be reimbursed via mobile app.

Extra Care Plus – This super top-up cover serves as a cushion when your basic health insurance plan is insufficient to meet your medical treatment needs. Pre-existing illness gets covered after 12 months of taking the policy and the wide range of deductibles makes this the perfect add-on product for your existing health insurance policy. This floater policy comes with the option of life time renewal and free health check-ups, as well.

Critical Illness – This policy is a benefit policy which covers you in the event of a critical illness, wherein you get a lumpsum amount to plan your treatment or accordingly make any lifestyle changes. The sum insured options range between Rs. 1 lac to Rs. 50 lacs and it also offers covers donor expenses (in case of organ transplant).

Travel insurance by Bajaj Allianz cares for your well-being while you travel abroad. Here are the key categories under Travel insurance :

Travel insurance for Individual – This plan category of travel insurance cares for an individual in case of unfortunate incidents while traveling abroad. Some of the key coverages include medical expenses cover, trip cancellation and curtailment, loss of passport and baggage. The sum insured amount varies from 50000 USD to 500000 USD.

Travel insurance for family – Under this plan category of travel insurance , you can cover your entire family in a single policy. The coverage includes medical expenses cover, trip cancellation and curtailment, home burglary cover, loss of checked-in baggage and passport and emergency cash to name a few. The sum insured amount varies from 50000 USD to 500000 USD.

Student Travel – This plan category of travel insurance is custom-made for students planning to pursue higher education abroad in international universities. Expenses in foreign countries can be very steep, and hence having a travel insurance in place for the specific tenure makes your life easier. The key coverages under this plan are hospitalization and medical cover, loss of checked-in baggage, loss of passport.

Commercial insurance offers solutions for all sectors of the industry ranging from automotive, aviation, construction, chemicals, foods and beverages, manufacturing, oil and gas, pharmaceuticals, power, technology, telecom, textiles, transport and logistics. As all these sectors/activities involve heavy capital and investment, and a commercial insurance can really come in handy, when things go unexpectedly wrong.

Here are some of the various types of commercial insurance products we offer that care for your organization :

• Property insurance
• Marine insurance
• Liability insurance
• Financial lines insurance
• Engineering insurance
• Energy insurance
• Employee benefits insurance

International insurance solutions

We understand that your dream home involves a lot of investment, not just in terms of your money, but your time as well. A single unfortunate event like a natural disaster or even a burglary can cause a huge amount of financial loss. That’s where home insurance can really come into the picture to save the day. We offer robust home insurance policies that allow you to cover your home and its contents, with coverage extending over several years. Our policies can be useful for homeowners, and even if you are living in a rented accommodation. Our care-filled approach is also reflected in the many add-on covers we offer. Our loss of rent cover, for example, is an add-on that kicks in if your home is damaged due to an unforeseen incident, and your tenants vacate it. Similarly, we have more thoughtful add-ons such as ATM withdrawal robbery cover, key & lock replacement cover, temporary resettlement cover and dog insurance cover as well. Some of our covers, like the one for portable equipment, are even applicable worldwide for a small additional fee.